If you are 55 or older, chances are good you can get a discount on your auto insurance, and learn a thing or two in the process. Even if you have not been told you must take a senior driving course to keep or reinstate your driver's license, your car insurance provider may offer discounts for completing a course.
Mandatory Discounts
In 34 states and the District of Columbia, insurance companies must give a discount to any senior who passes a driving course for mature drivers. States with this mandate include: Alabama, Alaska, Arkansas, California, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia and Wyoming.
Mature Driving Course Options
While in-person classes are required in some states, you generally have two ways to fulfill the driving coursework. You can attend a course in a traditional classroom setting or take an online course.
The classroom setting is a good choice if you:
- Do better with a structured setting
- Enjoy feedback and interaction with others
- Don't have a computer or don't feel comfortable using one
Online courses are the best option if you:
- Prefer flexibility so you can complete the course on your own schedule
- Don't want to or can't travel to and from a classroom
- Have access to a computer and necessary software
Whether a classroom or online course, costs and number of hours required vary by state.
Benefits
Taking a safe driving course has its benefits beyond getting a discount on your car insurance including:
- You can brush up on what you already know and learn more about newer traffic laws so you're safer on the road.
- You'll be less at risk for getting into an accident.
- You can learn about newer regulations and techniques for keeping you and your passengers safer. Examples are new air bag requirements, to avoid collisions, child restraint laws and more.
- You'll be at lower risk for getting a traffic ticket.
Check with your insurance company to see if taking a driver safety course can save you money and contact your state's department of motor vehicles to find out which courses are approved. And, remember, with or without a discount, completing a driver safety course can be good for you and others on the road.
Looking for new auto insurance? You can get quotes and learn more on our Auto Insurance page.
.jpg)
0 komentar:
Posting Komentar